Q: If my credit card is charge off can they keep adding to my balance
A: 1. Who is they?
2. Generally, after the CC is charged off, the balance is frozen. However, interest may accrue on the charged off balance, depending on your credit card agreement and how your creditor or its outside lawyers interpret the agreement.
3. If the creditor brings a lawsuit, you may be liable for the court costs, the accrued prejudgment interest and attorney's fees as well as the principal charged off balance.
4. Never rely on any balance that may be on your credit report. Pay no attention to them.
Bruce Alexander Minnick agrees with this answer
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