Q: Is this still True in Missouri? My son is a resident of KS and injured in Missouri. Is he required to subrogate?
His PIP paid $4,000 in medical payments related to his personal injury
A: It will likely depend if your son was the owner of the vehicle that was insured and if the policy was his policy. If he was a covered person under his parent's policy, then there is some case law to indicate the med payments do not have to be repaid. If he was the actual insured of a vehicle he owned, he will likely have to pay the med payments back (as he agreed in the policy that was issued).
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