Q: Hello, I was rear-ended yesterday. No police involved, culprit refusing to pay. What to do?
I have the person's insurance, license, vehicle registration, phone number and some front dash-camera footage of when he hit me. He said he would pay, but he called to insult me and deny anything happened.
A: You can file a claim with your insurance company and provide the other drivers information and they can go after the at fault driver for recovery of the damages. If you have a license plate And drivers name and information obviously you could still pursue a claim cvilly against the person. However if you’re not talking about any injury and only property damage then I suggest you just file a claim with your own insurance company and let them try and go after the other driver and the other drivers insurance company for the damage.
1 user found this answer helpful
Good evening. I’m sorry to hear you were involved in an accident. Were you injured? If so, I would seek medical treatment immediately and consult with a local attorney to understand your rights and the insurance benefits available to you.
If you are just concerned about getting your car repaired you have some options. You can report the accident to your own insurance company if you have collision coverage. They will pay for the repairs to your vehicle and then go after the other driver and insurance company to get reimbursed what they paid out including your deductible.
You can also report the accident directly to the other driver’s insurance company and have them pay for the repairs to your vehicle and provide you with a rental car during the time it takes to repair your vehicle.
If you have any questions, please feel free to give me a call in the office tomorrow and I’ll be happy to discuss them with you.
All the best,
1 user found this answer helpful
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