Q: If I get hit in an accident and I have a claim. I get an estimate and the insurance that hit me agrees to pay but
before I get paid I get in another accident and my car gets totaled do I still get the previous check
A: Once a claim is settled and the claimant signs and submits the release, there should be no reason the insurer would wish to renege.
A: It sounds like you have a binding settlement agreement. If your car becomes a total loss before you spend the money on a repair, then the fair market value of your damaged vehicle is lower than what it would be if it had been repaired. In other words, you don't gain from being involved in a second accident because the payout on the second accident is going to be considerably lower.
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