Q: I was in a car accident in WI and it was not my fault (truck driver was cited). My insurance and license is in MA.
I alerted my insurer, Geico, about the accident but filed claim with Secura, the insurer for the truck driver, because Geico said I would have to pay deductible if I filed with them. Secura has been dragging their feet on doing anything. They have not yet had the adjuster look at car and it has been at the tow yard for 2 weeks. What are my options. I have no car, no money, and still have car payments etc. to deal with. I did seek medical evaluation the next day and have severe whiplash. I just need help navigating all this and am afraid I am going to end up paying for something that was not my fault. The milk tanker rammed into me from behind because he wasn't paying attention! A second car was hit by me as I ricocheted off of it and they have already had their claim settled. I live in WI now but my family, insurance and license is in MA, so not sure if this is a MA or WI question.
A: It's a wisconsin question. Contact a member of the Wisconsin Trial Lawysers Assn/Assn for Justice for the county where it happened about your injuries. Run it through GEICO, who are being disingenuous as they know that they can get the $$ from Secura AND your deductible back. You need things straigtened out now. Tell Secura you want to know which car rental company to use and will they do a direct billing.
Note: many companies get touchy if you have permanently moved and didn't change your residence and insurance. If you are in Wisconsin temporarily, no big deal. But be aware that you move, you must notify your insurance.
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