Camden, TN asked in Bankruptcy for Tennessee

Q: Can a lawyer ask you to pay more monthly after your case has been filed?

My monthly pymt is 500 per month, I received a text asking if I can pay more monthly since my husband no longer had a credit card bill due.

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1 Lawyer Answer
Oliver L Cisowski
Oliver L Cisowski
  • Bankruptcy Lawyer
  • Elizabethton, TN
  • Licensed in Tennessee

A: It sounds like the trustee wants you to pay your full disposable income into your plan.

A Chapter 13 plan must either be a 100 percent plan or else you must devote all your disposable income into the plan.

If a credit card of your husband has recently been paid off and he no longer has a monthly payment then theoretically your household has more disposable income that should be paid into the plan.

If your plan has not yet been confirmed, you will need to increase your monthly payments unless you can show an increase in living expenses elsewhere.

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