Kingsport, TN asked in Contracts and Civil Litigation for Tennessee

Q: How do I know if I'm getting sued by a creditor?

I had a loan set up on auto payments and they stopped processing them due to lack of funds. They never tried to contact me again. That was almost a year ago and now a sheriff shows up and says I'm not getting sued. I call the office that represents them with no response. The number directs me to a website to set up a payment plan but the terms and conditions all talk about them using me. Please help

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1 Lawyer Answer
Anthony M. Avery
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Answered
  • Knoxville, TN
  • Licensed in Tennessee

A: What did the Sheriff want if he did not serve you or levy on your property? I recommend calling General Sessions Court for the County that either you borrowed the money in or where you live. Check to see if you are a Defendant on a recent or current case. If you borrowed on a car, is there a lien on your title? If so, repossession of the collateral could occur without suit.

Mr. James Charles Wright agrees with this answer

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