Q: Hello so I have a couple questions. My father and myself are on the deed to our house, my name being first then his, he
Is on Mainecare but say if he needed to go into longterm care could they still try to take the house from me? Even though my name is first?
A:
Generally speaking, when applying for MaineCare long-term care benefits, the applicant’s primary residence will be an excluded asset if:
1. They are living in the home or intend to return home; and
2. The equity in the home is less than or equal to $750,000.
For planning opportunities and advice that is more tailored to your specific facts, you really should consult with an expert in this area. The fact that your name is first on the deed has no impact on the result.
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