Elizabeth, NJ asked in Car Accidents for New Jersey

Q: Car insurance company is forcing high premium for deceased spouse’s car accidents.

Mother-in-law is paying higher premium with car insurance because car insurance is claiming that she is responsible for her deceased husband’s car accidents. How is this fair? She was not the driver responsible causing these accidents.

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2 Lawyer Answers
H. Scott Aalsberg
H. Scott Aalsberg
Answered
  • East Brunswick, NJ
  • Licensed in New Jersey

A: Not fair but you can always try another insurance company if you don't like the rates you're getting

Gerald D. Siegel
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Answered
  • Personal Injury Lawyer
  • Plainsboro Township, NJ
  • Licensed in New Jersey

A: Sounds unfair. I would begin with contacting your insurance agent, who can contact underwriting for an explanation. If you are not satisfied, contact NJ Department of Banking & Insurances and file a Complaint against the insurance company. She might also benefit from getting quotes from other insurance companies.

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