Q: Car insurance company is forcing high premium for deceased spouse’s car accidents.
Mother-in-law is paying higher premium with car insurance because car insurance is claiming that she is responsible for her deceased husband’s car accidents. How is this fair? She was not the driver responsible causing these accidents.
A: Not fair but you can always try another insurance company if you don't like the rates you're getting
A: Sounds unfair. I would begin with contacting your insurance agent, who can contact underwriting for an explanation. If you are not satisfied, contact NJ Department of Banking & Insurances and file a Complaint against the insurance company. She might also benefit from getting quotes from other insurance companies.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.