Brighton, MI asked in Bankruptcy for Michigan

Q: If I were to bankrupt on defaulted student loans, would I be able to get another federal student loan shortly after?

I understand you have to prove undue hardship in order to bankrupt student loans. I need to go back to college and I'm not able to do so with the defaulted student loans. Thank you!

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1 Lawyer Answer
David Luther Woodward
David Luther Woodward
  • Bankruptcy Lawyer
  • Pensacola, FL

A: It is difficult if not impossible for a lawyer to say what a bank or other financial institution might do down the road. There is a new line of case analysis arising from a decision by the bankruptcy court in Poughkeepsie which has changed the terrain for analyzing student loan defaults and discharges.

You should talk to a lawyer in your community that does bankruptcy and see what the opinion is based on local practise.


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