Q: How much does it cost to clean up my credit?
A: It depends on how bad your credit is. You need to be at least above 640. More is better. Since you are dealing with things that are not easily removeable, I would use a lawfirm like Lexington Law, because they can handle things that need to be removed due to violations of the Fair Credit Reporting Act. For some people it takes a few months. For others, it takes a couple of years.
A: That’s a loaded question, depending on the status of your credit and the debts that are owed. Consult with a credit specialist, preferably an attorney, who can evaluate your situation.
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