Q: When I say I didn’t know about the collections bill I mean that they didn’t try hard enough to find me.
So their for I had no knowledge of owing it. I guess I’m trying to figure out how that’s remotely possible? I was never served either. So this totally makes no sense to me. Since the SOL has run out. Another thing I’m curious to know about, if they were to take me to court and they make me show proof, how would I since I have no paper trail of this issue? As well, would they repossess any collateral, just want to be prepared if this ever were to happen. I’d like to know from someone of your experience and knowledge. Thanks for all your help!!
A: If you are sued, please hire a lawyer. Otherwise, let it go.
Bruce Alexander Minnick agrees with this answer
A: If you are ever sued it will be the other side that must prove that the debt is yours and that you never paid it and that they are the legal owners of it. Your defenses include SOL.
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