Orange Park, FL asked in Business Law and Insurance Bad Faith for Florida

Q: Business Insurance Renewal- legal time limits?

My business insurance expires 9-13-20 They sent me the renewal application via email 8-11-20. I sent the completed application and sent it back via email 8-13-20. I have since sent the representative an email asking if any further information is needed and asked when can I expect a quote. Her response was that covid has everything backed up. Is business insurance the same as other insurance in Florida, should I have received a quote 45 days prior to my expiration date? Or are there no time limits legally? Mr Minnick Sir...I am talking about a business insurance policy, not a lease agreement. "Business Insurance"

1 Lawyer Answer

A: Whoa; slow down. You appear to be letting your wagon get out ahead of the horses here.

Before doing anything else, please go READ your current lease and see if it says anything about the landlord being required to "give you a quote" at any time.

Then re-read the new application you just signed and sent back to see what it says about the monthly rent will be going forward with the renewed lease.

Come back here if there is any real problem.

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