Q: My name is on the deed with my ex husband but i am not on the loan. i live in the house and can not refinance on my owm
am i a successor? house was given to me in our decree. what options do i have?
A: It sounds like you will need to find a co-signer with good credit if you want to refinance. If the mortgage company will accept payments from you, then you can simply pay the mortgage each month and continue to live in the house. Failing that, you may need to consider selling the house to pay off the mortgage and living elsewhere.
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