Q: Is there a law in Iowa called Line of Sight? If so, what options do we have if roofer didn’t adhere to Line of Sight?
A:
While I have not personally dealt with this issue before, the State of Iowa does adhere to the Line of Sight rule.
Here's the relevant Iowa Code section for this issue:
15.44
b. When a loss requires replacement of items and the replaced items do not match in quality, color
or size, the insurer shall replace as much of the item as is necessary to result in a reasonably uniform
appearance within the same line of sight. This subrule applies to interior and exterior losses. Exceptions
may be made on a case-by-case basis. The insured shall not bear any cost over the applicable deductible,
if any.
Feel free to contact me if you would like to discuss in more detail.
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