Q: If worker’s compensation denied my claim and offered a settlement. Can I also get short term disability? double dipping?
If Worker's Comp denied the claim on the basis that the injury didn't occur in the course and scope of employment and therefore was not a covered claim but then offered to settle - then you might be able to claim disability. The settlement should confirm that the Comp carrier / employer deny the injury occurred in the course and scope.
You should talk to a lawyer to make sure how you follow through on this. Also there may be some language in the disability policy that could provide a credit or offset.
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