Q: If my car is being towed by my partner, whose insurance covers the repair of the car being towed?
My boyfriend was towing my car with his dad’s truck, they have full coverage. As he drives down a mountain he lost control and both cars ended up colliding as well as damages from hitting the side rails. I only have liability and uninsured motorist. His insurance is claiming they’re not responsible for fixing my car.
An Oregon attorney could answer best, but your post remains open for two weeks. Based on the coverage you describe for your vehicle, that does not seem to be a source, as there is no comprehensive coverage on the policy. The uninsured motorist coverage you have, depending on the wording of your policy, is not likely to offer coverage if your boyfriend's truck had a policy in effect at the time of the accident. That leave's your boyfriend's truck's insurance policy. Some additional information about the wording of the denial would be helpful, to determine if the towing job that day fell within the scope of the policy provisions. You and your boyfriend could consult with an attorney to review the denial. You probably have the police report by now if there was a response. Bring the policy, the denial, and the police report with you. That could help make the most out of your consult and help you identify your most cost-effective options. Good luck
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.