Q: If my car is being towed by my partner, whose insurance covers the repair of the car being towed?
My boyfriend was towing my car with his dad’s truck, they have full coverage. As he drives down a mountain he lost control and both cars ended up colliding as well as damages from hitting the side rails. I only have liability and uninsured motorist. His insurance is claiming they’re not responsible for fixing my car.
A:
An Oregon attorney could answer best, but your post remains open for two weeks. Based on the coverage you describe for your vehicle, that does not seem to be a source, as there is no comprehensive coverage on the policy. The uninsured motorist coverage you have, depending on the wording of your policy, is not likely to offer coverage if your boyfriend's truck had a policy in effect at the time of the accident. That leave's your boyfriend's truck's insurance policy. Some additional information about the wording of the denial would be helpful, to determine if the towing job that day fell within the scope of the policy provisions. You and your boyfriend could consult with an attorney to review the denial. You probably have the police report by now if there was a response. Bring the policy, the denial, and the police report with you. That could help make the most out of your consult and help you identify your most cost-effective options. Good luck
Tim Akpinar
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