Q: I have a question about liens. Can I include liens in a bankruptcy?
I have a question about liens. My ex-wife has a lien on my home for half of the equity of the home. My current spouse and I are on the current mortgage. I was hospitalized and accumulated a lot of debt from that hospitalization and there are two other leins on my home from a credit card judgement, as well as a HUD lien as we could not pay full mortgage payments during my hospitalization.
Could I include these liens in a bankrupcty?This is a lien from a divorce in 2015. My current wife is on the mortgage now and I have incurred a lot of debt just in my name. Can I only file bankruptcy, keep the home in my current wife's, and include all of my debt and liens in my bankruptcy including the ex-wifes lien?
A: Yes. The liens can also be avoided under certain circumstances. Discuss with your bankruptcy Atty as to the best course of action.
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