Q: Can I pursue litigation or negotiations for Construction Defect based on insurance denial letter verbiage?
My insurance company denied my claim stating "While the field adjuster’s inspection did reveal evidence of water intrusion to the interior of your home, the policy will not provide coverage for interior water intrusion unless a peril created opening is present to allow for coverage of the water intrusion. Coverage is also specifically excluded for, losses that are caused due to faulty, inadequate, or defective workmanship, repair, or construction." Is this enough for me to send the builder a demand letter to try and settle this out of court?
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.