Q: Did I make a mistake of settling for $100,000 policy limit for a car accident that my medical bills were over 180,000
Should I have waited for a trial? The defendant only had $100,000 coverage with no property. I was told if I went over policy limits she may file for bankruptcy. My medical bills was paid through Medicare with came to me for $17000 due to them.
A Tennessee attorney could advise best, but your post remains open for three weeks. If you signed the release and accepted the settlement, there's no point punishing yourself. You could ask your attorney if there are options with the lien - unfortunately, public agency health liens can sometimes be more inflexible than those reconciled with private carriers or private hospitals, and options could be limited. More details could enable a more meaningful assessment, but it is possible you made the best possible decision under the circumstances as well. Good luck
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