Q: Hello, I have a question about the recent purchase of a house.
When the inspection and walk throughs were done it was winter time and there were a few snow storms and the deck on the house was covered with snow. Once the snow cleared we noticed that the deck had an addition done which is completely unsafe, and when signing the mortgage paperwork the previous owners signed stating that the house was in the same condition as when they purchased it which wasn't true. We had someone from the township come and look at it and he stated there were many violations for the addition. We have been trying to get the homeowners insurance to help us, but they are saying that they don't cover the renovation of the deck. Can you help us with what our next steps should be?
Did you have the house inspected? If not, as is means as is. If there was a disclosure form, and they did not disclose that is your best avenue.
You want to find what it would cost to fix, and ask them for it. See how long the other realtor had it for. If you have a realtor ask them how best to proceed--a claim via the other realtor or what?
It's not a claim for your homeowners.
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