Asked in Bankruptcy for Utah

Q: Need to file, I just started a new job....

This is a question for a family memwber not myself. Bankruptcy is due to a debt from a failed sole proprietor business, they no longer have a bank account into heir name due to business and those accounts being closed, due to debts they are unsure if they will be able to get an account at Bank or credit union due to credit.

Their Paycheck will be direct deposited into a nonfiling spouse bank account as they do not have a bank account and their name is not on that bank account. I know their income is used for the means test, but will the bankruptcy affect their bank account just because the other spouse's check goes into it?

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3 Lawyer Answers
Lloyd M. Nolan
Lloyd M. Nolan
PREMIUM
Answered
  • Bankruptcy Lawyer
  • Chesterfield, MO

A: That can cause a lot of mess and confusion for your spouse in her bankruptcy.

Do you want to do this? I suggest that you do the responsible adult thing and GET YOUR OWN BANK ACCOUNT!

Lloyd M. Nolan
Lloyd M. Nolan
PREMIUM
Answered
  • Bankruptcy Lawyer
  • Chesterfield, MO

A: This is an addendum. I misread as YOU are actually the one filing. So what that means is that it can cause mess and confusion in YOUR case.

Like I said, GET YOUR OWN BANK ACCOUNT. Have you paychecks deposited there.

Timothy Denison agrees with this answer

Timothy Denison
Timothy Denison
Answered
  • Bankruptcy Lawyer
  • Louisville, KY

A: Yes. Problematic.

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