Q: I work for a restoration contracting franchise can we bring civil litigation against an insurance carrier that owes us $
1 insurance carrier owes us almost $20k going back to Labor Day 2020. Can we sue for that?
A: Not sure of your question. But if someone has broken a contract with you, usually a 6 year SOL applies. But did you have a contract with the insurance company or its insured? Hire a competent attorney. Consider filing in General Sessions for speed, but you may have to try it twice.
A: If the insurer had agreed to pay for your work as opposed to the insured then the insurer may be liable. If your contract/ agreement is with the insured- and the insurer is supposed to pay the insured- then your customer may have to pursue the insurer and your remedy may be against your customer- the answer will really depend on your contract and who you contracted with.
Tim Akpinar agrees with this answer
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