Q: Can a small claims garnishment put a levy on all bank account of a head of household with three small children
Leaving them with no access to any funds and never attempted to go through current employer first for garnishment. Nor accepting a payment plan that was suggested but turned away by plaintiff refusing money unless it was what he set forth reasonable.
A: Under Missouri law, the head of household exemption would affect a wage garnishment but not a bank garnishment. The judgment creditor is not required to compromise or to agree to any type of payment plan in exchange for not taking collection efforts, although some creditors will do so.
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