Creswell, OR asked in Collections for Oregon

Q: Can a collector after 5 years of not hearing from them cause they got your address wrong charge u interest of 3000.

I have the letter I let them know of address change. 5 years later they call me at work and say I ow interest. And they had my address wrong. I payed them 50.00 before I moved and sent them a letter for the Ballance and never hurd back. I thought they were a scam.

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1 Lawyer Answer
Gregory L Abbott
Gregory L Abbott
  • Collections Lawyer
  • Portland, OR
  • Licensed in Oregon

A: You don't say what they are trying to collect - just a bill or a court Judgment? Either way, if the underlying bill is valid, then interest on that bill is likely to be valid as well. But if it is not a Judgment, then the Statute of Limitations may still be in effect. IF you have made no payment on the bill within the last 6 years, it may well be too late for them to be able to legally collect from you. BUT if you pay a penny on the bill within the previous 6 years, the starting date for the statute of limitations will be reset to the date of your last partial payment. Judgments however are good for 10 years in Oregon and can be renewed once for an additional 10 years.

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