Q: My sister’s son and I want to purchase a home for my sister. We found a cash deal in a nice manufactured home community.
My nephew and I were going to solely be on the deed but the community wants her name on it as well. How can we avoid being liable for any potential creditors she may incur in the event of her passing (medical bills, credit cards etc) while adding her name to the deed in Fort Myers FL.
A: A manufactured home has a title similar to a vehicle title. If you put your name and your nephew's name on the title, that does not make either of you responsible for creditors of your sister. However, with your names on the title, the community will most likely find you liable for the rent associated with the manufactured home.
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