Windsor, CO asked in Car Accidents for Colorado

Q: What can insurance companies exclude from y "totaled car" settlement if I was at fault.

I live in Colorado and had an accident where I was at fault. The car was towed to a repair shop, they provided insurance a quote, insurance approved the work and the repair shop completed the mechanical portion of the work. During the body portion of the work they found additional issues that caused my car to be a "total loss" according to my adjuster. The repair shop wants $12,000 for the work they have already completed and my insurance is saying this will have to come out of what they offer me for the vehicle.

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1 Lawyer Answer
Tim Akpinar
Tim Akpinar
  • Personal Injury Lawyer
  • Little Neck, NY

A: A Colorado attorney could advise best, since a good portion of insurance practices are governed by state regulations, but your question remains open for two weeks. In general nationwide, property damage adjustors usually offset their total loss figures by salvage value, depending on whether the person chooses to keep or surrender the vehicle. Good luck

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