Memphis, TN asked in Real Estate Law for Tennessee

Q: In tn can a car be repossessed without a lien on the title.?

I’m in Tennessee my lender is in California, just tried to repossess my car because I didn’t sign my title or title application. I have not defaulted on payments. I went to dmv and clerk told me there is no liens on my car whatsoever in the state of Tennessee and printed me a new title. Can this lender do this

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1 Lawyer Answer
Anthony M. Avery
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Answered
  • Knoxville, TN
  • Licensed in Tennessee

A: There are several ways for the lender to get your car or your money. Since the lien is not perfected, you could sell the car. But you can also be charged with the crime of hindering a secured creditor, or sued for defrauding a creditor after the sale.

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