Portland, OR asked in Insurance Bad Faith for Oregon

Q: I had major damage from a roof leak and State Farm wants to deny it.

At first they told me they were going to deny it. The next day they said they would partially approve it. The day after that, they said that they again said they were going to deny it. So far - they have put nothing in writing. They reversed because my $11K damage to my walls, ceiling, and trim was repaired for free. Auto insurance doesn't require that you even repair the car - they pay on the covered damage. Isn't homeowners the same?

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1 Lawyer Answer
Tim Akpinar
Tim Akpinar
  • Insurance Claims Lawyer
  • Little Neck, NY

A: An Oregon attorney could advise best, but your question remains open for two weeks. It could be difficult to speculate about the change in position without knowing more about the file in terms of the policy terms, damages, repairs, inspections, approvals, and other possible issues. If the reversal of position is reduced to writing in the form of a denial, you could review that with an Oregon attorney to discuss available options - arbitration, civil court (or equivalent), small claims, etc. Good luck

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