Q: I was told by my auto insurance agent that uninsured motorist coverage in NM is portable, is that true?
I have multiple cars and he told me that I only need to have it on one of my two cars and it would cover both cars in the event of a claim. I still had to sign a form saying I was declining it for one of the cars. Was his statement true?
My name is Mark Caruso and I am with Caruso Law Offices.
Yes, uninsured and underinsured motorist coverage is portable. For instance, if you own a Ford and a Chevy it would work like this. You could buy uninsured motorist coverage on the Ford and not on the Chevy. If you are in an accident with an uninsured driver, you would also receive uninsured motorist coverage on the Chevy. I hope this answers your questions. Mark Caruso
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