Asked in Civil Litigation, Collections and Small Claims for Missouri

Q: If a company has billed you incorrectly, is there a time frame where they can no longer try to obtain payment?

Back in 2018, I received financing from a company for a home improvement project. When the project was done, they billed me the remaining balance (which was less than what appears on the original contract). Beginning in June 2022, I have begun receiving phone calls saying I have an open balance. Before I pay, I was hoping to find out if they can do this? Or is there a time frame in which they can no longer try to obtain payment? Any assistance would be greatly appreciated.

1 Lawyer Answer
Ronald J. Eisenberg
Ronald J. Eisenberg
  • Collections Lawyer
  • Chesterfield, MO
  • Licensed in Missouri

A: The statute of limitations in Missouri for a written contract is 10 years. An oral contract has a 5-year SOL

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