Kissimmee, FL asked in Car Accidents for Florida

Q: I have a lawsuit against someone who ran a red light and totaled my car. My car insurance company will take a payment

From my bank account this weekend. Since my car is totaled do I need to pay this policy because of the lawsuit or can I cancel the car insurance policy on a totaled car.

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3 Lawyer Answers
Stephen Arnold Black
Stephen Arnold Black
Answered
  • Personal Injury Lawyer
  • Orlando, FL
  • Licensed in Florida

A: If you’ve been injured in an accident, you should retain counsel here in the state of Florida for contingency fee representation, which means you don’t pay anything unless you win the case.

Terrence H Thorgaard
Terrence H Thorgaard
Answered
  • Freeeport, FL
  • Licensed in Florida

A: The OP is asking whether he or she needs to continue to pay the insurance premium while waiting to be paid by the carrier. No, strictly speaking, you don't. However, you should talk to the insurance company; it might be advantageous to continue the policy on your next car.

Adam David Rieth
PREMIUM
Adam David Rieth
Answered
  • Personal Injury Lawyer
  • Tampa, FL
  • Licensed in Florida

A: If you're no longer driving that car, then no - you do not need to insure it going forward. I would make sure you have auto insurance if you have any other vehicles or if you'll be driving at any time.

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