Q: We are building a home in Sarasota FL. Who is responsible for the damage to the home from a hurricane, theft, fire, etc?
We have not settled and are in the early stages. They just put on the roof trusses.
A:
You are, of course. And if you have insurance, the insurance company to the extent, and subject to the terms, of the policy.
If by "we have not settled ...", you mean you are buying the home or paying someone to build it, the responsibility would depend upon the specific fact situation and the language of your contract, if any.
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