Q: Can a debt collector leave a detailed voicemail on someone else’s phone, who is not a family member or spouse?
The debt collector said “this message is for *my name* if this isn’t *my name* please disconnect.” However, you can see the full message with visual voicemail and who would actually stop listening to a voicemail left on their phone. Then they stated their name, that they are attempting to collect a debt, and the company they work for. They stated the exact account in collections (bank name and account type). They also stated they have a settlement offer for me. This message was left on my ex boyfriend’s (never married) phone. He was never an authorized user of the credit card account in collections. We had a joint bank account at the same institution, but he had no access to the credit card. He could never legally obtain information about the account even when we were together. This ex has also been harassing me for almost 2 years so I definitely am not pleased he obtained all this private information about my finances. Is this okay? I thought they couldn’t provide any info like that
A: No. They cannot.
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