Q: Can an insurance company demand license number of a driver in an accident if the claim is no longer needed?
I was driving my wife's car when I got rear-ended by a semi truck. We just got married so we have separate policies still. She opened a claim with her insurance just in case. We also opened a claim with the semi truck's insurance. Their insurance company is cooperating so we prefer to continue there until they deny fault. All parties are pretty confident the semi is at fault. I don't want to continue the claim with my wife's insurance because they ask for my license number, and then the not at fault accident on my license will be used to increase my insurance rate. I know that even not at fault accidents increase rates. Now her insurance company is demanding my license number every day in a very intimidating way. They said they are sending us a mail notice that we are not complying. And they are saying they can't close the claim without my license number or a copy of my license. Can they make demands like this? Am I obligated to provide my license details to close the claim?
A: A Missouri attorney could advise best, but your question remains open for two weeks. Until you're able to discuss your options of cooperating or disputing their request with a local attorney in your state, nationwide it is not uncommon for license information to be looked at. It isn't bad faith on the part of an insurance carrier. The information is often included in police reports and is part of verifying a claim, particularly in cases where the operator is not the policyholder. Good luck
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