Q: Three car accident, was 3rd hit. At fault driver insurance says can't pay until all parties sign off
I was the 3rd car hit in a 3 car accident. The at fault driver's insurance was a $25,000 limit. No injuries reported from us or the person who hit me because of the person who hit him. Settlement on my side for repairs was settled, and OOP expenses was additional (hotel, rental car, food etc) and was agreed on, but not paid as of yet. At fault driver's company said they have my check ready for incurred OOP expenses but it has been over 10 months now. They keep telling me the delay is because the driver that hit us has not signed a release form for his claimed expenses, including his repairs to his vehicle. Our repairs have been done, and my ins. company has been paid for it. I never heard of such a thing. Is it true that all parties involved submitting a claim must sign off before anyone can be paid for the accident? This is in New Mexico.
A: A New Mexico attorney could advise best, but your question remains open for three weeks. As a general rule nationwide, it's possible that not having unanimous agreement among all parties in a multi-car accident could result in delays when there are low policy limits. A policy will usually present two figures, one being the per-person limit and the other being the limit for all persons injured. In general nationwide, such settings could sometimes result in delays - but only a local attorney could advise definitively as to any options available to you here. Good luck
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