Q: I have a question about an insurance check.
During a recent snow fall someone hit our fence. Their insurance wanted a quote for the damages/repair cost. I had sent one over and they sent me a check for the costs. The company I got the repair done for is no longer able to start until the spring time. The area the fence is missing gives directions access to a busy bar parking lot and busy road. I hid causes an issue for me because it’s hard to keep them from wondering. It also allows people to see directly into my yard and house. It need to be done asap. Am I allowed to go with a different fencing company? What happens if they charge less then the what was quoted? I realize if they charge more that’s on me which is fine I just need it done. Thank you!
A: A Wisconsin attorney could advise best, but your question remains open for three weeks. Until you're able to consult with a local attorney, insurance companies nationwide don't generally worry too much about which vendor performs repairs on small property and casualty claims involving minimal engineering or architectural elements. However, if it was an approved vendor from the carrier's list, or there was some other issue, it might be best to check with the carrier. Most carriers would be accommodating upon learning that the property owner would need to wait until spring for repairs if that's what would happen if they stuck with the first vendor. Good luck
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