Sacramento, CA asked in Contracts for Iowa

Q: Can I sue my storage facility for making me Carry there (opt in) insurance coverage which cover's up to $7,500 for theft

I have receipts for all my items that was stolen,there insurance company has been provided with the Police report,my receipts for stolen items and pictures of My stolen tools also.But there insurance adjuster is using every excuse in the world to not pay out my ligit insurance claim.

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1 Lawyer Answer

A: Ordinarily, a self-storage facility is not legally responsible for the theft of items from an individual renter’s storage unit.

Individual renters purchase insurance to cover theft or damage to their own stored property.

You store it. You lock it. You keep the key. And you keep the responsibility of insuring your own stuff.

The storage facility usually doesn’t even know what you’re storing.

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