Q: My home was foreclosed upon 4 y ago in ga. Tax assessors doc still listed house in my name todays date . Help
Was looking up my name today on google. And found that my home that was foreclosed upon four years ago in GA is still listed in my name with todays date on the county tax assessors page Is there something I can do with this information to possibly get my house back?
A:
I wonder how certain you are that a foreclosure actually occurred.
Properties are posted for foreclose and listed for foreclose all the time without the lender actually following through with the actual foreclosure sale.
This happened even more frequently during the earlier days of the COVID-19 pandemic to avoid unnecessary group gatherings.
While it certainly could be a mistake in the tax assessor’s records, it also could be that the foreclosure sale itself never occurred. In which case, you still own the home but also still owe the mortgage.
A: A title search of the real estate records in the clerk of court's office would determine whether you are still the owner of the property. The tax records are not official records regarding title to real estate. If you are still the owner, the property would be subject to the mortgage, and you would have to make arrangements to get that paid. If the property has been foreclosed, there may be excess money from the foreclosure sale that you are entitled to. Please feel free to reach out for a free consultation regarding your ownership of the property or whether there are foreclosure sale proceeds you can collect.
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