Q: I caused a rear end accident in florida in my pick up truck, trailer attached not owned by me. will he get sued as well?
my insurance lapsed. trailer did not hit other car just my truck hit her. So i wanted to know if his insurance would be liable. the trailer owner.
A: The trailer owner is not automatically liable merely because his trailer was attached. There would need to be some improper use or improper maintenance of the trailer that contributed to the accident. However, the lack of liability doesn't necessarily mean he won't be sued. Sometimes the tactic, "sue first, ask questions later" is used. If he is sued, and he has liability insurance, he (but not you) would get free representation, and if it's clear he has no liability, the insurance company will not be willing to settle with the plaintiff (or at most might offer peanuts). You need proper representation if you are sued, as you are at risk of a money judgment being entered against you, which, if not paid, might result in suspension of your driver's license.
Terrence H Thorgaard and Tim Akpinar agree with this answer
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