Cottage Grove, OR asked in Car Accidents and Personal Injury for Oregon

Q: Do I have options? my spouse was driving and crashed involving just our vehicle. I broke my back can i be compensated.

4 Lawyer Answers

A: Automobile insurance policies usually exclude family members who are injured by another family member driving. But you should consult with experienced car crash attorneys in your State.

Tim Akpinar agrees with this answer

A: In General:

A common scenario arises when the injured person is a passenger who brings a negligence claim against the driver of the same vehicle. The driver and passenger may be insured against liability under the same policy, either because they are members of the same household or because the driver is a permissive user of the vehicle owned and insured in the passenger’s name. The policy may purport to exclude liability coverage for any driver when the injury claim is asserted by someone insured under the same policy. The traditional rationale for that exclusion was either a latent fear of collusion between driver and passenger or the hope that an insured might need less insurance to resist a claim brought by a friend or family member. Whatever the rationale, the exclusion violates the Financial Responsibility Law (FRL). A policy may not deny liability coverage to a driver on the ground that the injured person happens to be an insured person under the same auto policy.

You should consult with an experienced personal injury attorney to determine your specific rights.

Bartley Herron and Tim Akpinar agree with this answer

A: You can absolutely be compensated for your injuries, including your past and future medical costs, past and future lost wages, past and future pain and suffering, etc. The best way to find out what exactly you are entitled to is to contact a good car accident lawyer and receive a free consultation or free case review. Don't delay; get your answers today.

Tim Akpinar agrees with this answer

A: I'm sorry for your injuries. Try to set up a free initial consult to review the policy and to investigate the accident. Good luck

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