Clarksville, TN asked in Real Estate Law and Foreclosure for Tennessee

Q: My house was foreclosed on. I am now being told by text from realtor that I will be evicted. What are my rights?

Working with lender and their foreclosure lawyer for loan modification or reinstatement when it was sold. Lender bought it back at sale but since a VA loan, the Secretary of VA took it before I could get cash together to pay reinstatement. Realtor apparently works for VRM, the current contractor for VA foreclosed properties and their lawyer had never contacted me and then was telling realtor different info all along than lender foreclosure lawyer was telling me. Now telling me by text I will be evicted. Gave me no official notice with date. Only written contact was single paper taped to door right after foreclosure sale.

I have rented house and am actively moving as fast as I can with physical limitations, being single mom, and summer heat. Need another week but they say no. I hired movers for one day but can't afford more so finishing by myself. I had buyer for house and am losing about $100K in equity. I don't know what to do. It doesn't feel like what they are doing is right.

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1 Lawyer Answer
Anthony M. Avery
Anthony M. Avery pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
  • Knoxville, TN
  • Licensed in Tennessee

A: It sounds like a Foreclosure has occurred, but you might hire an attorney to look into it. Until you are served or posted with a Detainer Warrant, the owner has done nothing to obtain possession. Suit must be filed, served and heard by the Court. Then you will have 10 days to leave after Judgment for Possession. If there were a Surplus, you might sue the Trustee for the money.

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