Asked in Divorce and Collections for Michigan

Q: My fiance (from michigan) was served papers in the mail by collectors saying he hasn't been paying back a loan

So what we have discovered is his ex-wife (divorced in 2018) took out a loan of $30,000 in his name and got him to sign the papers. She just told him to sign the papers. He didn't check what he was signing (I've told him how stupid he is) and she co-signed the loan. However, she hasn't been paying it back. He was completely unaware that this loan was taken out in his name. He has never seen a dollar of this money and didn't even know the loan existed. He is a US army veteran and is classed as disabled so there is no way he can pay this loan back. The severance he got from being discharged from the army his ex wife blew through really fast. When they originally separated moved out and she didn't pay rent or bills for months so it all fell to him to pay. He payed for her truck and out her through school when they were married.When they divorced he didn't ask for anything and she even took their dogs. Now she won't even answer his calls or messages about the loan.

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1 Lawyer Answer
Joel Gary Selik
Joel Gary Selik
Answered
  • Collections Lawyer
  • Las Vegas, NV

A: First, make sure the papers are not ignored (obviously you are not ignoring them as you posted this question). Make sure a proper response is served and filed with the court in the time required.

Although he may be responsible for the debt, he has a counter-claim against the ex for the debt, and possibly fraud.

Consult with experienced attorneys in your state.

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