St Louis, MO asked in Health Care Law and Insurance Bad Faith for Indiana

Q: Can a health insurance company cancel policy for non payment, when they never sent a bill/invoice for increase premium?

I added my son to policy on 12/8 when he was born. Insurance company wanted more money for December, never sent a bill. I cancelled policy for 12/31 and got new private insurance for January. They ended up cancelling policy for 12/7 and said non payment. I’ve been going back and forth with them for 8 months now. They agreed it was incorrectly cancelled but still have not changed term date, my claims keep getting denied. I would assume they would need to show proof of a bill… which everything is online, there still is no bill for increase premium for December. Do you also have to give notice of any kind stating I would be cancelled or owe money?

1 Lawyer Answer
Tim Akpinar
Tim Akpinar
  • Insurance Claims Lawyer
  • Little Neck, NY

A: An Indiana attorney could advise best, but your question remains open for a week. It could depend on the policy terms. It looks like they already acknowledged the error, but if eventually there is no resolution, you could consult with a health care law attorney to review the matter and outline your best options. Good luck

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