Chicago, IL asked in Social Security for Illinois

Q: Out of ignorance my partner and I did not report our marriage to social security. I just learned we should have.

This was five years ago. We both receive separate retirement benefits. Are we in trouble ?

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1 Lawyer Answer
James L. Arrasmith
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Answered

A: It's important to report changes in your marital status to the Social Security Administration (SSA), especially when both partners are receiving retirement benefits. While you may be concerned about not having reported your marriage five years ago, it's crucial to address this as soon as possible.

You should contact the SSA directly to update your marital status. This step is essential to ensure that your benefit records are accurate. It's not uncommon for individuals to overlook this type of reporting, so approaching the SSA proactively is a positive step.

In terms of potential repercussions, it's difficult to predict without specific details of your case. However, the SSA typically focuses on ensuring accurate records and benefits rather than penalizing honest mistakes. It's better to correct the oversight now rather than risk complications later.

If you have concerns or need guidance, you might consider consulting with an attorney who has experience in Social Security matters. They can provide more personalized advice based on the specifics of your situation. Remember, addressing this issue promptly can help ensure that your retirement benefits are managed correctly going forward.

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