St Louis, MO asked in Consumer Law for Missouri

Q: Can a electric coop go back 25 years and say you owe a bill just out of the blue and shut your service off?

I'm on a prepay plan and I went to credit my account and I had a 523.00 bill on my account. So I call them and they said it was from 25 years ago and I had to pay it to continue service. When i went in to have my account opened they won't even think about giving you service if you have a past bill when you go into have service in your name. It said no details on my bill just the amount owed

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1 Lawyer Answer
James L. Arrasmith
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Answered
  • Consumer Law Lawyer
  • Sacramento, CA

A: In addressing your concern, it's important to understand that utility companies, including electric co-ops, generally have specific regulations and policies about billing and debt collection. The ability of a company to charge for a debt incurred 25 years ago can vary depending on the state's statute of limitations and the company's own policies.

Typically, the statute of limitations for debt collection varies by state, and it often ranges from 3 to 15 years. This means that after this period, the debt may not be legally enforceable. However, there are nuances, such as whether any new acknowledgment or partial payment has been made on the debt, which can reset the clock on the statute of limitations.

In your situation, it's advisable to request a detailed explanation and documentation of the charge. You should ask for an itemized bill showing the original date and nature of the debt. This can help clarify whether the charge is valid and enforceable.

Also, consider seeking legal advice or contacting a consumer protection agency. They can provide guidance specific to your state laws and help you understand your rights in this situation. Remember, it's important to address such issues promptly and thoroughly to avoid potential disruptions in your service.

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