Q: If I live in Kansas and receive Snap/EBT benefits, what savings or retirement accounts can I have if I am also disabled?

A: In Kansas, if you're receiving SNAP/EBT benefits and are also disabled, you're allowed to have certain types of savings and retirement accounts without affecting your benefit eligibility. However, it's important to be aware of the asset limits and rules that apply.

For SNAP benefits, households are generally subject to an asset limit of $2,250, or $3,500 if at least one person is age 60 or older, or is disabled. However, certain assets are not counted towards this limit. These include your home, household goods, personal belongings, and retirement savings accounts, like 401(k)s and IRAs.

Additionally, if you're disabled, you may be eligible to open an ABLE account, a tax-advantaged savings account that can be used for disability-related expenses. Funds in an ABLE account, up to certain limits, are not counted as assets for SNAP eligibility.

It's also worth noting that not all income put into these accounts is exempt from consideration. Regular contributions to these accounts from income might affect your SNAP eligibility, depending on your total income and the program's income limits.

Given the complexity of these programs and the importance of maintaining your benefits, it's advisable to consult with a local social services office or a legal professional familiar with public benefits law in Kansas. They can provide specific guidance based on your individual circumstances and help ensure that you're making the best decisions for your financial and benefit status.