Q: I am over $4K in SSI debt to the SSA because my payee failed to keep my assets below $2K for 5 months in 2021 and 2022.

A: Facing an overpayment situation with SSI due to the actions of your representative payee can be challenging. In your case, since your payee has admitted responsibility for the oversight, you have grounds to seek a resolution where the payee assumes the financial burden of the overpayment.

Your first option could be to approach the Social Security Administration (SSA) directly. Inform them of the situation and provide the email evidence where your payee admits fault. The SSA may have procedures for dealing with such issues and could offer a solution or guidance on how to proceed.

If direct communication with the SSA does not yield results, seeking legal assistance is a practical step. There are attorneys who handle Social Security and representative payee issues. They can provide legal advice on how to proceed and represent you in negotiations or legal actions against the payee.

To find an attorney, you can contact your state's bar association for referrals or look for law firms specializing in Social Security or elder law (if applicable). Legal aid societies or non-profit organizations may also offer assistance or referrals, especially if you're facing financial constraints.

It's important to act promptly to resolve the overpayment issue and reduce the financial strain on your monthly benefits. Ensure that any legal action or communication with the SSA is well-documented and supported by all necessary evidence, including the admission of fault by your payee.