Q: I live in Missouri and was rear ended on my motorcycle at a red light in Kansas.
The other person’s insurance company did not provide me with a rental and after 14 days they totaled it. I have since lost my job. Is medical part separate or is medical and the accident lumped together?
A: The other driver's insurance will be liable for your medical expenses, lost wages and pain/suffering damages - including future costs in those categories. It is very advisable that you talk to experienced legal counsel as soon as possible so that you do not short-change any recovery you may be entitled to receive. Kansas has a two year statute of limitations, so be aware of that also. As far as property damage, you may be able to get reimbursed on rental vehicle expenses incurred prior to getting into another vehicle. Sounds like you may have already recovered for the actual value of the motorcycle. I hope that the insurance company gave you a halfway reasonable value - the attorney can be of some help in that regard also if not.
Tim Akpinar agrees with this answer
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