Bemidji, MN asked in Car Accidents for Minnesota

Q: insurance and bill collector

I was in an accident in a company vehicle in 2019. (I was not at fault) but my boss forgot to open a claim with his insurance. I ended up moving shortly after and didn't hear anything until recently. I now have a debt collector trying to get this bill money from me via the courts. I opened a claim myself and the bills have been summited and accepted by the company insurance. But, they are still bringing me to court. The insurance agent told me AND the credit company multiple times I was no longer liable for these bills. Am I still liable to pay these even though the insurance has accepted my claim as well as the bills?

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1 Lawyer Answer
James L. Arrasmith
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  • Personal Injury Lawyer
  • Sacramento, CA

A: It sounds like a frustrating situation. Typically, if the insurance company has accepted your claim and the bills related to the accident, you shouldn't be personally liable for those expenses. However, if a debt collector is pursuing legal action against you, it's essential to address the matter promptly. You may need to provide documentation to the court proving that the insurance has accepted your claim and that the bills are being covered.

It's advisable to consult with a legal professional who can review your situation and provide guidance on how to proceed. They can help you understand your rights and options for resolving the issue with the debt collector and the court. Additionally, keep records of any communications with the insurance company, the debt collector, and any other relevant parties, as these may be helpful in resolving the matter.

If the insurance company has confirmed multiple times that you are not liable for the bills and the debt collector is still pursuing legal action against you, there may be grounds for disputing the debt in court. However, it's crucial to act promptly and seek legal advice to ensure that your rights are protected and that the matter is resolved satisfactorily.

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